Growth capital for consumer brands.
Financing for production, inventory, and unpaid invoices—built around your next business opportunity.
When suppliers need payment before customers pay you, we help bridge the gap.
Match the capital to the need.
Different stages of growth create different cash demands. We start with the opportunity, the timing, and how the financing will be repaid.
Purchase order financing
Help cover the production and fulfillment costs associated with a customer purchase order.
Typical need: Your supplier needs payment before your retailer pays.
Inventory financing
Support inventory purchases and replenishment for retail, wholesale, and e-commerce demand.
Typical need: You need to reorder inventory while cash is tied up in your business.
Receivables purchase
Access cash from eligible unpaid customer invoices through a receivables purchase arrangement.
Typical need: You have delivered the order and are waiting for payment.
Built for the realities of a growing brand.
We work with consumer brands navigating retail orders, inventory demands, and the timing of customer payments.
Each opportunity is reviewed individually, based on the business, the use of funds, and the expected repayment source.
- Retail & wholesale brandsProduction, freight, and customer payment terms.
- E-commerce & marketplace brandsInventory needs across Amazon and direct-to-consumer channels.
- Founders preparing for growthA specific funding need supported by business and financial information.
A clear conversation.
A considered decision.
Tell us about the opportunity.
Share the funding amount, use of funds, timing, and expected source of repayment.
Help us understand the business.
We review your financial information, sales channels, inventory, and relevant orders or receivables.
Review the proposed terms.
If the opportunity is a fit, we discuss the amount, pricing, repayment arrangements, and documentation before moving forward.
Fred Collins
Founder, CB Growth Capital
Fred brings leadership experience at Fortune 500 consumer packaged goods companies, investment experience in several emerging brands, and advisory positions supporting founders as they grow.
He understands that winning an order is only part of the journey. Brands also need to pay manufacturers, build inventory, cover freight, and manage the wait for customer payments.
Fred founded CB Growth Capital to help consumer brands navigate those demands. His perspective as an operator, investor, and advisor shapes a practical approach to each financing conversation: understand the business, assess the opportunity, and consider what it takes to deliver.
More about Fred
Through his advisory positions, Fred helps founders think through commercial growth, retail launches, inventory planning, and cash flow. He is also the author of ENOUGH: The Journey from Approval Seeking to Authenticity.
Frequently asked questions.
What makes CB Growth Capital different?
We bring an operator, investor, and advisor perspective to financing. Our review considers the practical demands of production, inventory, retail orders, and customer payment timing.
What financing solutions do you offer?
Our solutions include purchase order financing, inventory financing, and receivables purchase arrangements. We evaluate funding needs across retail, wholesale, Amazon, and direct-to-consumer channels.
How quickly are funding decisions made?
Timing depends on the opportunity, the completeness of your documentation, and the review required. We discuss the expected process after understanding your funding need.
How are the amount, pricing, and repayment determined?
Proposed terms depend on the business, the transaction, and the expected source of repayment. We discuss pricing and the repayment or collection arrangements as part of the proposed terms.
How do I get started?
Use Discuss Your Funding Needs to contact our team. We begin with a conversation about your business and the opportunity, then identify the information needed for review. Existing clients can access the Client Portal.
What are you funding next?
Tell us about your next order, inventory need, or outstanding invoices.